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4 Real Ways to Lower Your Car Insurance Premium
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When it comes to your vehicle, being properly insured is paramount as it will help you in the event of an accident. There are different kinds of auto insurance available and your coverage determines your car insurance premiums. In today’s blog, we will focus on the easiest ways to save on your car insurance without making any changes to the type of insurance you already have or to your coverage limits!
Four Ways to Save On Your Auto Insurance!
Adjust Your Deductible.
An insurance deductible is the amount of money an insured must pay out before the insurer will pay a claim. If your deductible was $500, for example, and you were involved in a fender bender, you would be responsible for the first $500 in damages and your insurer would pay the balance of the covered claim.
Raising or lowering your deductible amount can have a significant impact on your monthly car insurance premium. Contact your local independent insurance agent to talk about your options.
Bundle Your Insurance Plans.
Insurers typically offer discounts to customers who choose to buy two or more types of insurance – you may have heard of this referred to as bundling. If you currently have your Auto policy and Homeowners insurance policy with different companies, ask each to provide a quote of what your premiums would be if you consolidated your insurance plans with them. Based on which enterprise brings you the more competitive figure, you’ll be able to make a decision that will save you money month to month.
Drive Safely
Driving safely is a major incentive for insured drivers. Drivers with a safe driving record are offered lower Auto insurance rates than customers who have a history of accidents. If you have 1+ years without an accident or a speeding ticket, ask your insurance agent about safe driver discounts.
Ask About Discounts
Contact your local insurance agent in California, Colorado, Idaho, Oregon, Washington, or Wyoming and ask about auto insurance discounts. Grange Insurance offers discounts for anti-theft devices, accident prevention courses, anti-lock brakes, and passive restraints. Let us help you start saving money on your Auto insurance today.
Grange Is Here For You
At Grange, our highest priority is keeping you, your loved ones, and your assets safe. Whether that is solely in regard to auto insurance, homeowners insurance, farm and ranch insurance, or any of our other coverage options, we want to make sure you have the answers and the protection you need.
Contact us today so we can pair you with one of our independent, local agents and get you on your way to an ensured future.
The content available via Grange.com is for informational purposes only and may not be used for any other purpose. Content provided or expressed on Grange.com, including that of third parties, may not reflect Grange Insurance Association’s (GIA) policies or conform to any agreement you may have with GIA and its subsidiary companies. Please contact a licensed insurance agent to obtain particular advice.
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