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Auto Insurance

Navigate the road life

There’s a lot to explore in the Western United States. That’s why we’ve been protecting our policyholders in California, Colorado, Idaho, Oregon, Washington, and Wyoming since 1894. We want you to be able to hit the road without worrying about your auto insurance coverage. Much has changed since we wrote our first auto policy (a 1938 DeSoto with a $12 annual premium that provided basic liability coverage!). One thing has not, however: Our commitment to fast, attentive service during the times that you need us most.


We offer liability coverage protection for most autos, light trucks, trailers and motor homes. In addition, we offer coverage for damage to your own vehicle should you be involved in an accident or if your car is stolen, vandalized or otherwise damaged. We also offer towing coverage and coverage for a rental vehicle should your vehicle become disabled due to a covered loss.


Our adjusters are highly qualified and experienced within their specialty areas and can address any issues that may arise. This approach leads to quicker decision making and faster claim service.

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New Drivers

Every new driver's needs are different. That's why we work hard to make sure you receive the right coverage to meet your needs. Learn more about the five major types of auto insurance and how to get the most out of each type of coverage. Don't forget to talk to your independent local agent about good student and safe driver discounts, and which combination of coverage will work best for you!

Why Choose Us?

We’re an insurance company rooted in the Western United States—we’ve been protecting communities in California, Colorado, Idaho, Oregon, Washington, and Wyoming since 1894. We understand the concerns facing our policyholders and our independent agents work to create policies that keep our policyholders secure.

As a small insurance association, we’ve been writing policies for over 100 years. We’re proud to be financially strong, and yet still maintain our commitment to keeping a modest size. We’re different from big box insurance companies because we can live by our creed of treating every auto policyholder as an individual—not a transaction. You can also bundle with our other insurance policies and save.

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Introducing Granwest

Granwest™, Granwest Insurance™ and Granwest Property & Casualty™ are subsidiary companies of Grange Insurance Association™ (GIA) and were introduced in March 2016.

Granwest Property & Casualty offers personal auto policies for Washington residents with the same great coverage as GIA, with a variable and flexible rating model to meet the growing needs of our customers.


What's Covered

Our personal auto policy options provide the ability to choose the following coverages and benefits.

  • Bodily injury and property damage liability which protects you against financial loss if you are liable for damages resulting from an accident
  • Uninsured and/or underinsured motorist protection, which applies to you, your passengers or your automobile should you be in an accident with an uninsured or underinsured motorist.
  • Medical payments or personal injury protection pays medical and related expenses to you and your passengers who are injured in an accident.
  • Collision coverage for damage to your car if you collide with another vehicle or object.
  • Comprehensive coverage protects against perils that do not involve a collision (fire, theft, flood, earthquake, etc.) or protect against collision with animals
  • Towing and labor cost coverage if your vehicle becomes disabled
  • Rental reimbursement provides a replacement vehicle if yours is not available because of damages caused by a covered peril
  • Legal defense for covered liability claims against you
  • Grange’s superior claims service

Additional options available for your special coverage needs include but are not limited to:

  • Coverage for trailers, motor homes, snowmobiles, and other miscellaneous vehicles
  • Coverage for customized options and/or sound equipment
  • Auto loan/lease protection to cover the gap between your loan lease liability and the vehicle’s actual value

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