For many of us, our homes are our most expensive asset. That’s why we protect our homes with insurance, preventing financial hardship in the event that our homes are damaged, stolen from, vandalized, or deemed the cause of an injury.
However, even the most comprehensive home insurance policies don’t cover everything. For that reason, homeowners need to be proactive about what they can help prevent.
What are the most common causes of home insurance claims, and what can homeowners do to protect themselves? Read on for the details.
While there are many different reasons homeowners may need to file an insurance claim, insurance agents do spot certain trends. The majority of claims Grange Insurance Association receives are caused by one or more of the following:
How can you protect yourself from these types of claims? While this is not an exhaustive list, these practical tips will certainly help.
Earlier this fall, we devoted an entire blog about how to prevent water damage; below are some highlights:
Safeguard your home from burglary by:
Home Advisor offers an even more comprehensive list of preventative tips, so be sure to review the full list here.
In order to protect your home from fire, be sure to:
You don’t want someone to fall or slip on your property. Perform a safety assessment of your home, checking for tripping hazards. Things to look out for include:
On behalf of Grange Insurance Association, we hope that you found these tips to be helpful. If you need help finding the right home insurance, we have recently won the ValChoice Award for “#1 Best Value” for Home Insurance across the Pacific Northwest. Learn more about this award and reach out to us with questions.
The content available via Grange.com is for informational purposes only and may not be used for any other purpose. Content provided or expressed on Grange.com, including that of third parties, may not reflect Grange Insurance Association’s (GIA) policies or conform to any agreement you may have with GIA and its subsidiary companies. Please contact a licensed insurance agent to obtain particular advice.