Whether you commute to work in Sacramento, or love taking weekend road trips to visit some of Oregon and Washington’s scenic hotspots, for many of us living on the West Coast, owning a vehicle can be a necessity. Despite their convenience, cars can also be a major liability due to the risk of traffic accidents, vandalism, or theft. In fact, nationwide vehicle theft is the top form of property crime.
Despite a slight overall national decline in auto theft and vandalism, some Western states have seen an increase. Seattle, Washington, for example, saw a striking 15% increase in auto theft in 2013. And residents of Portland, Oregon suffered the consequences of the SE Tire Slasher in 2014, where an individual or group punctured hundreds of tires throughout Portland's neighborhoods over the course of several months.
Cars are an expensive investment—an investment that most owners must leave unattended on the street, at least from time to time. How can we protect our investment from theft and vandalism? In addition to investing in comprehensive auto insurance coverage, there are some basic, precautionary steps you can take:
The Basics: How to Cover your Bases
Live in An Area with High Theft or Crime Rates? Go Beyond the Basics
My Vehicle was Stolen. Now What?
And now, even if you’ve taken all of the necessary precautions, what happens in the event that your car is stolen? In the event of theft:
Basic car insurance that covers liability loss is a requirement in Oregon, Washington, California, Idaho, Wyoming, and Colorado. However, you can upgrade your insurance plan to include comp and collision coverage, which covers theft, among other liabilities. Grange offers customizable, comprehensive packages that cover the cost of the stolen vehicle, the personal items that were in the vehicle, and common damages that often accompany recovered vehicles, such as broken windows. If you have questions or would like more information, you’re always encouraged to contact us or speak with your independent agent to customize your plan. We’re here to help!
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