If you live in the West, you are likely already aware of the threat that wildfires can pose to your home and surrounding property. Since natural disasters, like wildfires, are by nature unpredictable, many homeowners believe that there are not feasible ways to prevent wildfire damage. But this is not the case. Our insurance experts review the basics of creating wildfire defensible space, which can help to protect your home in the event of a wildfire.
Since 1965, the Grange Insurance Association Scholarship Fund has been supporting the academic and vocational pursuits of young adults across the West. This year, we are proud to be able to award over $35,000 to 27 students across California, Colorado, Idaho, Oregon, and Washington. Here’s a little more about a few of our winners.
Whether you’re shopping for your first home or your third, there’s no doubt that buying a home is a major life event. With so much to consider, many homebuyers wait to think about homeowners insurance until after they’ve signed on the dotted line. However, it’s important to contemplate how your future home insurance policy will be shaped by the homes you’re looking at. To help you through the house hunting process, our insurance experts have gathered together 5 important insurance tips for homebuyers.
Between trips to work, school, and everyday errands, many of us spend a significant amount of time in our cars, which is why it’s important to protect yourself, your family, and your vehicle with auto insurance. This infographic can help you learn more about the 5 major types of auto insurance and offer tips for getting the most out of each type of coverage.
Whether you are thinking about selling produce from your garden at the local farmers market or making your farm your full-time job, it is important to make sure that you understand the ins and outs of farm insurance coverage. Our insurance experts share 7 things that you might not already know about farm insurance policies.
One of the most anticipated rites of passage for teenagers is obtaining a driver's license. But this exciting life event also presents many risks for teens — and even more worries for parents. Especially when you consider that motor vehicle crashes are the leading cause of death among 15 to 20-year-olds.
Our vehicles are a vital part of our everyday lives. We work hard for them and they work hard for us. So it’s only natural that we want to protect them. When it comes to ensuring your vehicle is well protected in California, Colorado, Idaho, Oregon, Washington, Wyoming, or anywhere else in the Western United States, there are a few options to consider, including comprehensive and collision insurance.
From breathtaking mountain ranges, to sweeping ocean views, and lush green forests spanning as far as the eye can see, the West has no shortage of natural beauty. Unfortunately, the Western United States also offers the greatest variety of natural disaster risks in the entire country. While natural disasters by nature are often unexpected, the right combination of insurance coverage and a disaster plan can help you and your family recover quickly in the aftermath of a disaster. To assist you, our insurance experts have compiled a list of common natural disaster risks in the West, as well as tips for creating your own disaster plan.
As you head out on the roads this fall, it is important to keep an eye out for other drivers, slick roads, as well as other hazards, like deer. Each year, the majority of deer-vehicle collisions happen between October and December, which is deer mating and migration season. While deer are generally not aggressive, it is important that drivers in the Western United States appreciate that deer pose a very legitimate threat to cars on the road.
If you own a home, it is likely that you will make changes or improvements at some point during the course of your home ownership. Whether you are making small improvements or more major changes, it is important to understand how your homeowner's insurance coverage is impacted by a remodel. We discuss five important points to consider before construction begins.