3 Things to Look for When Choosing Farm Insurance for your Dairy
Just as no two people are alike, no two dairy farms are alike. Thanks to Grange Insurance Association’s strong connection to farmers and the west since 1894, we understand that choosing insurance for your dairy isn’t just about the numbers—it’s about protecting what matters most to you. With your interests in mind, we’ve put together three things to look for when you’re choosing farm insurance for your dairy:
1. Animal Collision & Livestock Insurance
If your herd is injured, your livelihood is inevitably injured as well. Within livestock coverage for your dairy there are two options: Animal Collision, which is included at no cost, and more extended options for an additional premium. Grange Insurance Association offers their flexible FarmPak program which has both of these and more.
As an example, if a cow wandered into the road and was struck by an automobile, it would be covered by Grange Insurance Association for the injuries it sustained with Animal Collision coverage. Coverage can also extend to elemental damage such as lightening and fire; attacks by wild animals; or accidental shooting of the livestock; as well as other causes. You know your farm best—discuss potential hazards with your agent so you can choose the right amount of coverage for your herd.
2. Milk Coverage
The right amount of coverage for your milk will protect your farm from the unexpected. Contaminated milk can pose a financial loss, but peace of mind is available. If any contaminant is introduced during the processing or medication of a sick cow gets in the mix, milk coverage will protect your farm from unforeseen costs.
3. Comprehensive Building and Equipment Coverage
The building and equipment coverage you might need for a small dairy farm in Idaho isn’t going to be the same as it would be for a larger operation in Washington. This is where Grange Insurance Association comes in: our agents have a deep understanding of the local risks and trends of farming insurance across all our operational territories.
Grange Insurance Association will insure all your property including equipment, buildings, and dwellings with a choice of coverage and deductible options that fit your needs.
Grange Insurance Association uses local, independent agents so we can be there when you need us the most. Reach out to one today and learn more about how we can protect you from the unexpected.